Dr Andrew Pospielovsky, General Manager.
Joined LFS in June 2006 as General Manager of AccessBank, with lead responsibility for the day-to-day management of the bank. Prior to joining LFS, Dr. Pospielovsky worked for Bannock Consulting – DAI Europe, advising commercial banks on all aspects of business lending, with an emphasis on small and medium businesses. Under Technical Assistance projects funded by the European Union, the European Bank of Reconstruction and Development, the British government’s Department for International Development and the World Bank, he has worked with 15 banks in Russia, Bulgaria, Lithuania, Macedonia, Turkmenistan, Kyrgyzstan, Kenya and Nepal. Dr. Pospielovsky’s areas of expertise include: strengthening risk management and MIS; developing loan products, loan review procedures, Application Processing Systems and Credit Scoring; and advising on marketing strategies. Prior to joining Bannock/ DAI, Dr. Pospielovsky worked in London as an Emerging Markets Analyst and a University Lecturer and has accumulated over 15 years experience, both professional and academic, in finance, economics and politics of Eastern Europe and the former Soviet Union. Dr. Pospielovsky earned his Doctorate degree from the University of London. He is British and fluent in English and Russian and able to communicate in many East-European languages.

Mr Rufat Ismayilov, Administrative Management.
Joined AccessBank in September 2002 as a Micro Loan Officer with the first intake of Loan Officers. Since then he has progressed to the positions of Senior Loan Officer and Central Branch Manager before being appointed as the Administrative Manager and a member of the Management Board in February 2006. As Administrative Manager, Mr. Ismayilov is responsible for the development of the branch network, procurement, IT and security. Prior to joining AccessBank, he worked as a Branch Manager and Loan Officer for World Vision Azerbaijan. Mr. Ismayilov is Azeri and is fluent in Azeri, Russian and English.

Mr. Shakir Rahimov, Head of the Business Banking Department.
Joined AccessBank in September 2002 as a Micro Loan Officer. At the end of 2003, he was promoted to Senior Loan Officer and, in March 2004, he moved to the newly established Department of Small and Medium Business Loans. At the end of 2004, he was named Head of the Small & Medium Business Loans Department and, for two and a half years, was responsible for the development of this department. In April 2008, he was named as the Head of the Business Banking Department and a member of the Management Board. Mr. Rahimov is responsible for micro and SME loans, corporate services and risk management. He graduated from the Azerbaijan Economic University and has a Master’s degree in Business Administration Finance. Mr. Rahimov is Azerbaijani and fluent in Azeri, Russian and English.

Mr Anar Gasanov, Retail Banking & Operational Manager.
Joined AccessBank in September 2002 as a Micro Loan Officer and advanced to the position of Senior Loan Officer in one year. In the next 6 months (in March 2004), he was transferred to the newly established Small and Medium Loans Department. In January 2005, Mr. Gasanov was appointed as the Head of the Small and Medium Loans Department at the Airport Branch of the bank, where he worked until March 2006. For the period of March to July of 2006, Mr. Gasanov acted as the Head of the Loan Products Development Department. Since July 2006, he has been the Head of the Retail Banking Department, which includes the development of plastic cards, deposit business and consumer lending at AccessBank. Mr. Gasanov received his higher education at Istanbul University and the Azerbaijan State Economic University. He obtained his Bachelor’s and Master’s degrees in Banking and Credit. Mr. Gasanov is Azerbaijani and is fluent in Azeri, Russian and English.

Mr Elshan Hajiyev, Finance Manager & Chief Accountant.
Joined AccessBank in August 2002 to set-up and head the accounting department. Mr. Hajiyev is responsible for drafting accounting procedures for the bank, adaptation of the LFS MicroBank IT System to meet local accounting and legal standards, management of the accounting department and the day-to-day accounting of AccessBank. Mr. Hajiev has been a member of AccessBank’s Management Board since the foundation of the bank. Prior to joining AccessBank, Mr. Hajiyev worked for six years with HSBC Bank in Baku as a Financial Control Supervisor and also worked for the Industrial Investment Bank of Azerbaijan in Baku and Menatep Bank in Moscow. He has a diploma in Financial Services Management issued by the Institute of Financial Services (Chartered Institute of Bankers, UK). Mr. Hajiyev is Azeri and is fluent in Azeri, Russian and English.