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CONSUMER LOANS

 

Consumer loans offered by AccessBank make it possible to purchase a number of consumer items, such as household devices, mobile telephones, computers or vehicles.
Loan amounts for most consumer products range from $100 to $5,000 USD (or the AZN equivalent of this amount). Loan terms from 3 to 24 months are available.
The maximum amount for vehicle loans is $30,000 USD (or the AZN equivalent of this amount), and the loan term is 3 years. Upon choosing a vehicle from any dealer, provide your documents to the bank for loan disbursement.
In order to be eligible to receive a consumer loan from AccessBank the only documentation necessary is an ID card and reference from your place of work, specifying your position and salary. If a guarantor is needed, he/she should provide the same documents.
Your loan request will be processed in 20-25 minutes. No additional fees are necessary!

 

"DEPOSIT LOAN"

Do you need an inexpensive loan quick? AccessBank offers loans to anyone with a deposit account at AccessBank.

What You Get:
• A loan of up to 80% of your total deposit amount
• An individual approach to each customer – the maximum amount and terms of the loan are based upon your deposit account acting as collateral;
• Long-term loans available – the maximum loan period is one month before the expiry date of your deposit agreement (i.e. customers with a 5-year deposit agreement are eligible for a loan with a term of 4 years and 11 months).

Benefits:
• Loan disbursement is quick and easy
• Loans are available for any purpose
• You only need to bring an ID card to receive your loan amount
• Interest payments are minimal
• A third party’s deposit may be used as collateral
• Parallel loan disbursement is possible
• Preferential terms are given to regular customers of AccessBank

 

«CASH LOAN»

For all physicians and teachers

As “Your Accessible European Bank,” AccessBank is continually expanding the number of products and services available to our customers. The latest step in this expansion is directed at assisting physicians and teachers, representatives of two of the most important professions!
Between April 10th and October 10th, 2009, all physicians and teachers are eligble for a new loan product as a part of our “Professional Loan” campaign!

Loan terms
• Amount: Up to USD 1 000;
• Term: Up to 12 months;
• Monthly interest rate: 3, 25%;
• Collateral: not envisaged.

Necessary documents
• ID Card;
• Reference from place of work.