Micro Loans

Expand your small business together with us!

If your business needs financial support, AccessBank will be the first to come to your mind and help!


  • Amount: AZN 500 (or 300 USD) - AZN 50,000 (or 30,000 USD)
  • Maturity: from 6 month up to 60 months
  • Annual interest Rate: From 19%
  • Effective Annual Percentage Rate (EAPR): min. 19,47% - max. 31,61%
  • Disbursement Fee: 0% - 2%
  • Collateral: a real estate, reference from work, vehicles, home equipment, stock, and guarantors
  • Repayment: monthly or bi-weekly by equal installments (interest is paid only on the remaining balance)


  • Quick process of registration and the minimum list of documents (the decision on granting of the credit is given within 1-2 days)
  • No additional costs (e.g. opening an account, cashing out, assessing and insuring real estate)
  • Grace period and payment plan in accordance with the type of activity
  • Credit lines and long-term collateral agreement
  • Possibility to make parallel credits
  • The credit can also be issued to the payment card


  • Engage in any business activity
  • Reference from the place of work
  • Submit the necessary documents
  • Provide full information on current and planned business activities

Currencies Rates

19.03.2019 BUY SELL
USD 1.6971 1.7015
EUR 1.8902 1.9481
Non-cash payment

Non-cash payment

19.03.2019 BUY SELL
USD 1.6971 1.7015
EUR 1.9095 1.9442
GBP 2.2116 2.2793
RUB 0.0260 0.0267



* - calculating by cash purchase rate