Financial Performance overview

We believe that transparency is the foundation of trust, and that numbers speak louder than words. Through this page, we invite you to delve into the quantitative aspects of our performance. We understand that making informed investment decisions requires accurate and reliable information, and we are dedicated to empowering you with the insights you need.

Key Highlights | H1 2024

₼ 1.5 bn
Assets
₼ 1.1 bn
Customer funds
₼ 841 mln
Business Loans Portfolio
₼ 27.2 mln
Net income
42%
ROE
52%
Cost to Income
15%
Capital Adequacy
Source: H1 2024 Financial position report
For complete information regarding our financials, see our
Financial reports

Key Perfomance Indicators

Net-interest income (mln AZN)
Net Income (mln AZN)
Loan Portfolio by segment
Micro
Retail
SME & Corporate
FRR
Business Loan Portfolio by sector
Agriculture
Trade
Service
Transport
Production
Other

Financial Reports

Annual Audit Reports
Capital Adequacy
Statement of Financial Position
Profit and Loss Statement
Statement of Changes in Equity
Statement of Cash Flow
Leverage Coefficient
Risk Weighted Assets

Discover us

Investors
Noteworthy Shareholder Composition
We distinguish ourselves as the sole bank in the country with an entirely international shareholder base.
Shareholders structure
ESG Strategy & Vision
Our mission is to promote the progress of environmental, social, and governance (ESG) initiatives
ESG strategy

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