Investors Financial Performance overview

Financial Performance overview

We believe that transparency is the foundation of trust, and that numbers speak louder than words. Through this page, we invite you to delve into the quantitative aspects of our performance. We understand that making informed investment decisions requires accurate and reliable information, and we are dedicated to empowering you with the insights you need.

Key Highlights | Q4 2023

₼ 1.4 bn

Assets

₼ 1.1 bn

Customer funds

₼ 790 mln

Business Loans Portfolio

₼ 39.8 mln

Net income

36%

ROE

56%

Cost to Income

13%

Capital Adequacy

Source: Q4 2023 Financial position report
For complete information regarding our financials, see our Financial reports

Key Perfomance Indicators

Net-interest income (mln AZN)

Net Income (mln AZN)

Loan Portfolio by segment

Micro

Retail

SME & Corporate

FRR

Business Loan Portfolio by sector

Agriculture

Trade

Service

Transport

Production

Other

Financial Reports

Annual Audit Reports

Capital Adequacy

Statement of Financial Position

Profit and Loss Statement

Statement of Changes in Equity

Statement of Cash Flow

Leverage Coefficient

Risk Weighted Assets

Discover us

Investors

Noteworthy Shareholder Composition

We distinguish ourselves as the sole bank in the country with an entirely international shareholder base.

Shareholders structure

ESG Strategy & Vision

Our mission is to promote the progress of environmental, social, and governance (ESG) initiatives

ESG strategy

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