Our History

Established in 2002, AccessBank stands as a pioneering financial institution committed to promoting financial inclusion and fostering economic growth in Azerbaijan. With a robust network of over 30 branches nationwide, AccessBank offers a wide range of banking services to individuals and businesses, including savings and deposit accounts, loans, and innovative financial products tailored for micro, small, and medium-sized enterprises (MSMEs).

The bank's impressive growth is evident in its notable financial figures, including substantial net profits, which reflect its solid financial management and strategic endeavors. AccessBank's strong performance is further highlighted by key financial indicators such as total capital and total assets, demonstrating its stability and resilience in the competitive banking landscape.

2026
  • AccessBank, AmCham Azerbaijan and Neurotime organized an AI-focused hackathon.
  • AccessBank expanded its business banking services at the renewed Binagadi branch.
  • AccessBank reopened its “Hazi Aslanov” branch in a new concept.
  • VIP Club was rebranded and relaunched under the name “Private Banking”.
  • At the Banking Awards – 2025, AccessBank received awards in four nominations.
  • AccessBank and EBRD financed the expansion of Pizza Mizza under the Risk Sharing Facility programme.
  • With the opening of the “Kapaz” branch in Ganja, AccessBank's branch network expanded to 39 branches.
  • AccessBank attracted a USD 7 million credit line from BANK IM BISTUM ESSEN eG.
2025
  • AccessBank and EBRD allocated EUR 5 million to finance AzVirt under the Risk Sharing Facility programme.
  • EBRD provided AccessBank with USD 20 million in financing under the “Youth in Business” programme.
  • AccessBank and Visa opened a co-branded branch in Khankendi, expanding the Bank’s branch network to 38 branches.
  • With the opening of the Imishli branch, AccessBank's branch network expanded to 37 branches.
  • AccessBank attracted a USD 25 million loan from FMO.
  • AccessBank attracted USD 7.5 million from GCPF, expanding its green finance portfolio.
  • AccessBank and EBRD launched the “Access2Success” project for women entrepreneurs for the fourth time.
  • AccessBank received an additional USD 10 million in financing from EBRD to support MSMEs.
  • With the opening of the Balakan branch, AccessBank's branch network expanded to 36 branches.
  • The Jalilabad branch was reopened in a renewed concept.
  • At the Banking Awards – 2024, AccessBank received awards in three nominations.
  • AccessBank attracted an USD 8 million subordinated loan from the BlueOrchard Fund.
  • AccessBank reopened its Khachmaz branch in a renewed concept.
  • AccessBank launched the “Access2Success” project for women entrepreneurs for the third time.
2024
  • AccessBank signed a USD 10 million loan agreement with funds managed by Invest in Visions under the “Agents for Impact” project.
  • AccessBank and KOBIA signed a Memorandum on the implementation of the “Bizdən Biznesə” project.
  • AccessBank joined the EBRD Trade Facilitation Programme.
  • AccessBank reopened its “20 January” branch in a renewed concept.
  • With the opening of the Goranboy branch, AccessBank's branch network expanded to 35 branches.
  • AccessBank was awarded the “Financing Gender Equality” award.
  • With the opening of the Guba branch, AccessBank's branch network expanded to 34 branches.
  • With the opening of the Masalli branch, AccessBank's branch network expanded to 33 branches.
  • AccessBank joined the United Nations Global Compact.
  • AccessBank and Visa launched the first innovative co-branded branch in Azerbaijan.
  • At the Banking Awards – 2023 organized by the Azerbaijan Banks Association (ABA), AccessBank received awards in four nominations.
2023
  • The successful implementation of “Access2Success” project led to receiving the "The most active supporter in improving financial literacy" award from The Azerbaijan Banks Association (ABA)..
  • AccessBank secured a credit agreement valued at 17 million AZN with the prestigious European investment company, Enabling Qapital Ltd.
  • Visa recognized AccessBank for its effective promotion of cashless payments and for introducing the myCard Junior, aimed at children and teenagers.
  • AccessBank's deposit portfolio surpassed one billion manats.
  • AccessBank initiated the Access2Success project, focused on enhancing the professional skills of female entrepreneurs, with support from its primary shareholder, the Asian Development Bank.
2022
  • AccessBank became the first bank to participate in the Agent Banking project, a collaborative effort with the Central Bank of the Republic of Azerbaijan and "Azərpoçt".
  • Access2Success training sessions were conducted for female entrepreneurs.
  • AccessBank joined the United Nations Women's Empowerment Principles (WEPs) initiative, marking the bank as the first in Azerbaijan to adopt these principles. 
  • The President of the Republic of Azerbaijan Ilham Aliyev signed a decree approving the "Direct agreement on investment document between the Government of the Republic of Azerbaijan, Masdar Azerbaijan Energy LLC, and AccessBank CJSC."
  • AccessBank significantly increased its capital base by AZN 11.4m through additional investment from existing shareholders. This capital infusion commenced with the issuance of AZN 11,388,889 Preferred Shares, each with a nominal value of AZN 1.
  • AccessBank issued inaugural theme bonds to foster development in the agricultural sector. These bonds, totaling USD 5 million with an 18-month term and a coupon rate of 5.5% per annum, were fully subscribed. 
  • AccessBank opened its 30th branch in Nakhchivan and its 31st branch in Gabala.