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Term Deposit

Let your money work for you


About the product

With "Term Deposit" you can increase your funds by depositing any amount starting from 50 manats (US dollars) in the bank for a period of 6 to 24 months! In addition, you can choose how you will receive interest - either monthly or at the end of the period.

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Annual interest rate

Interest profit

AZN
USD
Annual rate
Duration (months) Annual rate Annual rate by campaign (effective 24.11.2021)
Interest monthly payment Interest payment at the end of term Interest monthly payment Interest payment at the end of term
6 6.5% 7% 7% 7.5%
12 8.5% 9% 10.5% 11%
18 9.5% 10% 10.5% 11%
24 9.5% 10% 10.5% 11%
Duration (months) Annual rate Annual rate by campaign (effective 24.11.2021)
Interest monthly payment Interest payment at the end of term Interest monthly payment Interest payment at the end of term
6 0.2% 0.5% 0.3% 0.6%
12 1.2% 1.5% 1.5% 2%
18 1.4% 1.7% 1.6% 2.1%
24 1.4% 1.7% 1.7% 2.2%
  • Deposit currency: Manat, US dollars
  • Minimum initial deposit: 50 Manat / USD
  • Deposit term: for manats - from 6 to 24 months, for US dollars - from 6 to 24 months
  • Maximum interest rate: AZN - 11%; USD - 2.2%
  • Payment of interest: at the request of the client - monthly or at the end of the period
  • The promotion applies to customers who place a new deposit amount in Manats and US Dollars.
  • The promotion does not apply to accounts of customers whose deposits have been extended or reopened.

During automatic renewal of term deposits of existing clients with deposits in manats, the following interest rates are applied to these deposits: :

  • The interest rate on time deposits opened for a period of 1 to 9 months with automatic extension of a term deposit will be set in accordance with the current interest rate on time deposits opened for a six-month period..
  • The interest rate on term deposits opened for a period of 9 to 12 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for twelve months.
  • The interest rate on term deposits opened for a period of 13 to 18 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for a twelve month period.
  • The interest rate on term deposits opened for a period of 19 to 24 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for an eighteen month term.

During the automatic renewal of term deposits of existing customers with US dollar deposits, the following interest rates are applied to these deposits:

  • The interest rate on time deposits opened for a period of 1 to 9 months with automatic extension of a term deposit will be set in accordance with the current interest rate on time deposits opened for a six-month period..
  • The interest rate on term deposits opened for a period of 9 to 12 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for twelve months.
  • The interest rate on term deposits opened for a period of 13 to 18 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for a twelve month period.
  • The interest rate on term deposits opened for a period of 19 to 24 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for an eighteen month term.

Notes on the campaign

  • The promotion does not apply to depositors whose deposits have been extended as well as closed and reopened.
  • A deposit opened less than 1 month after the date of closing the deposit and transferring it to the current account is not considered a new deposit.
  • Individuals can take part in the action.

Advantages of Term deposit

Insured deposit

Your deposits are insured by the Deposit Insurance Fund.

Payment of interest at will

You can receive interest income monthly or at the end of the term.

Gift Premium card

Get a gift debit card with placing an amount of 30,000 AZN (USD equivalent) and above

High interest income

Together with AccessBank you can receive more income from your deposit

Minimum initial amount requirement

The minimum amount to open a deposit

Automatic contract renewal

Automatically extend the term of your deposit without coming to the bank


Deposit card as a gift

You can now get your monthly interest income in a more convenient way through the card. You can easily use the extra interest you earn, both in cash and non-cash. In addition, the SMS banking service is additionally provided by the bank. It is enough to place a minimum of 30,000 AZN to get a deposit card for free.


How to open a deposit account?

Use methods that are convenient for you
Order online

Apply for a deposit account online and get a refund from our staff as soon as possible by calling.

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WhatsApp

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Branch

We are at your service with 28 branches across the country. Book your turn in advance and approach at a time that suits you. We will be glad to see you.

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International shareholders of AccessBank

We add value to your money with the international banking expertise of our trusted shareholders

Order your deposit now online!

Term deposit

How is deposit insurance provided?
AccessBank is a member of the Deposit Insurance Fund and in case of an insured event, the funds are reimbursed in accordance with the terms and conditions of the fund.
How is interest paid?
Depending on the type of deposit, additional interest income can be obtained both in cash and non-cash. You can use a debit card to earn extra interest income in cash.
Is it possible to withdraw the opened deposit from any branch?
AccessBank uses a centralized operating system. For this reason, customers can approach any branch and carry out operations related to their deposits.
Is it possible to withdraw the deposit at any time?
Regardless of the type of deposit, customers can withdraw their funds by approaching the bank during business hours.

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