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Consumer loan

Are you halfway there? Looking for a suitable cash loan offer?
So, we have a special loan offer for you!

Choose the loan that suits you

Cash loan

up to 40 000
If you urgently need money, our cash loan will come to your aid!
  • starting from 10%
  • up to 48 months

Cash loan Order
Terms & conditions
  • Loan amount: min. 500 AZN - max. 40 000 AZN
  • Term: min. 6 months - max. 48 months
  • Annual interest rate: min. 10% - max. 26%
  • Effective Annual Percentage Rate (EAPR): min. 15.02% - max. 29.59%
  • Fee and commission expense when you take a loan: 0-3%
  • Repayment: by annuity scheme (equal installments)

Advantages
  • Quick process of registration
  • Minimum list of required documents
  • Possibility to pay the credit online without visiting the branch

Requirements
  • Citizenship of the Republic of Azerbaijan
  • Age from 21 to 65 years
  • Seniority at the last working place at least 6 months
  • Identification and certificate of Employment *

* When analyzing customer data, the bank may require additional documents, and the terms of crediting may be amended accordingly. You can also print your help using the E-Government portal (www.e-gov.az) in the branches of AccessBank.


Interest rate

Approximate plan of repayment of the loan in the amount of 1 000 AZN with the condition of payment once a month for 12 months:

Term Monthly repayment
1-st month 88 AZN
2-nd month 88 AZN
3-rd month 88 AZN
4-th month 88 AZN
5-th month 88 AZN
6-th month 88 AZN
7-th month 88 AZN
8-th month 88 AZN
9-th month 88 AZN
10-th month 88 AZN
11-th month 88 AZN
12-th month 88,29 AZN
1000 AZN + 56,29 AZN = 1056,29 AZN

myCard Credit card

up to 10 000
Get a grace period of up to 50 days for each payment from the card!
  • up to 36 months
  • Annual interest rate: 24%
  • Grace period: up to 50 days
  • Commission costs: 0%

myCard Credit card Order
Terms & conditions
  • Amount: under 10 000 AZN
  • Term: 36 months
  • Annual interest rate: 24 - 26%
  • Effective Annual Percentage Rate (EAPR): min. 24% - max. 26%
  • Grace period: up to 50 days
  • Commission costs: 0%

Advantages
  • Grace period up to 50 days
  • A refund of a certain part of the amount spent within the cash-back AccessQazanc program when paying by card
  • With the help of myAccess easy and convenient to track the card account and make payments online

Requirements
  • Age: minimum of 25 years old
  • Identity card *
  • Official salary

* When analyzing customer data, the bank may require additional documents, and the terms of crediting may be amended accordingly. You can also print your help using the E-Government portal (www.e-gov.az) in the branches of AccessBank.


Commission (cash withdrawal)
In ATMs of AccessBank min. 2 AZN/USD/EUR max. 2%
In ATMs of banks-residents min. 2 AZN/USD/EUR max. 2%
In ATMs of non-resident banks min. 3 AZN/USD/EUR max. 3%
Cash transactions via AccessBank Branch min. 2 AZN/USD/EUR max. 2%
Cash transactions via banks-residents branches min. 2 AZN/USD/EUR max. 2%
Cash transactions via non-resident banks branches min. 3 AZN/USD/EUR max. 3%

Secured loan

up to 70 000
If you urgently need money, our cash loan will come to your aid!
  • starting from 18%
  • up to 59 months

Secured loan Order
Terms & conditions
  • Loan amount: min. 10 000 AZN - max. 70 000 AZN
  • Term: min. 12 months - max. 59 months
  • Annual interest rate: starting from 18%
  • Commission: 1%
  • Collateral: real estate in the name of the client or a first-degree relative
  • Repayment: by annuity scheme (equal installments)
  • Effective Annual Percentage Rate (EAPR): min. 19.9%

The loan amount and all accrued interest must not exceed 50% of the market value of the mortgaged real estate.


Lombard loan

up to 50 000
Get a gold loan by using your gold jewelry as collateral!
  • starting from 1.75% per month
  • up to 36 months

Lombard loan
Terms & conditions
  • Loan amount: max. 50 000 AZN
  • Term: min. 3 months - max. 36 months
  • Annual interest rate: starting from 21%
  • Effective Annual Percentage Rate (EAPR) on loans: min. 24.96% - max. 39.9%
  • Commission: 1-3%
  • Collateral: gold jewelry
  • Repayment: by annuity scheme (equal installments)
Requirements
  • Citizenship of the Republic of Azerbaijan
  • Age from 21 to 70 years
  • Identification card
Payment plan

Approximate plan of repayment of the loan in the amount of 1 000 AZN with the condition of payment once a month for 12 months:

Term Monthly repayment
1-st month 96 AZN
2-nd month 96 AZN
3-rd month 96 AZN
4-th month 96 AZN
5-th month 96 AZN
6-th month 96 AZN
7-th month 96 AZN
8-th month 96 AZN
9-th month 96 AZN
10-th month 96 AZN
11-th month 96 AZN
12-th month 99.81 AZN
1000 AZN + 155.81 AZN = 1155.81 AZN

Loan calculator

Duration
Sum
Interest rate
Monthly payment

The annual interest rate of the loan may vary depending on your place of work and seniority, credit history, internal procedures of the bank and other indicators.

Why AccessBank?

Easy registration

Quick documentation process and minimal lists of documents

Special offers

Discount and various loan offers according to market requirements

Gift credit card

Make your payments easily with a grace period of up to 50 days

Order your loan online now!

The loan application is considered in accordance with the requirements set by the Bank, such as the minimum salary level and the client's work experience.

© 2024 «AccessBank» CJSC. All rights reserved. The bank operates based on license No. 245 issued by the Central Bank of the Republic of Azerbaijan on October 25, 2002 at the address of 3 Tbilisi avenue, Yasamal district, Baku city.

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