GOLD BRINGS LUCK!
Get a Pawn loan from AccessBank and take part in the Qızıl şans!
Pawn Loan Lottery Begins
Starting from April 17, 2025 every customer who receives a Pawn Loan from AccessBank based on their needs will get 1 Chance ticket for every 1000 AZN of loan amount. The lottery will be held in 2 draws throughout the year and 12 winners will be selected in each draw. Each winner will receive gold bars of various sizes.
Terms and Conditions:
- To participate in the lottery, customers must have an active Pawn Loan agreement with AccessBank throughout the lottery period (in case of winning, until the prize is delivered).
- Except for the winners of the first draw, all other participants who have received a lottery chance can participate in both draws. However, each customer can only win once.
- It is required to receive a Pawn Loan from AccessBank within the period April 17, 2025 – December 19, 2025. Only citizens of the Republic of Azerbaijan who are at least 18 years old are eligible to participate in the lottery.
- Participation is confirmed through a form provided by the bank, which is considered equivalent to a lottery ticket. Customers who obtain a Pawn Loan will be provided with this form (lottery ticket) by the relevant bank employee at the time of loan issuance. The loan agreement number will serve as the lottery ticket number.
Chance Calculation:
- Every 1000 AZN of Lombard Loan equals 1 lottery chance.
Example: A customer receives a loan of 9550 AZN. In this case, they will receive 9 lottery chances. - Loans below 1000 AZN are not eligible for lottery participation. In the case of multiple active loans, only Lombard Loans are considered for the lottery. Lottery chances for multiple Pawn Loans are only counted if the loans are active during the lottery period.
Example: A customer has a 4000 AZN microloan, a 2500 AZN consumer loan, a 10,600 AZN Lombard loan (contract #xxx3), and an 8400 AZN Pawn loan (contract #xxx4). In this case, the microloan and consumer loan are not considered, and the customer gets a total of 18 lottery chances.
Lottery Draw Dates:
- The first draw will be held on August 28, 2025, among customers who obtained a Pawn Loan between April 17 and August 15, 2025. A total of 12 winners will be selected and will receive prizes in accordance with the “Prize Fund” section.
- The second draw will be held on December 26, 2025, among customers who obtained a Pawn Loan between August 16 and December 19, 2025. A total of 12 winners will be selected and will receive prizes in accordance with the “Prize Fund” section.
Determinetion of winners:
The winners will be determined through a random selection process using special software on a computer at the bank's office. The process will be monitored by a special commission at the office and will be broadcast live on the bank's social media pages. After the list of customers is entered into the program, the “Start” button will be pressed, and the lucky winners will be selected. The winners will be integrated into an Excel file. The list will include the winners' names, surnames, mobile phone numbers, customer codes, and loan agreement numbers.
Presentation of gifts
After the draws are held, the winners will be notified via SMS or push notifications through the “myAccess” mobile application. The terms of the incentive lottery and the masked details of the selected winners (name, surname, mobile number, customer code, Lombard loan agreement number – e.g., A** R*** V**: 05595: 700***: XXXXXX) will be published on the bank’s corporate website (www.accessbank.az), its social media pages, and in the media within 5 business days. Afterwards, the Bank’s Call Center will contact the winning customers and provide detailed information about the prize collection process, deadlines, and other relevant details. The prize will be presented to the winner by the lottery organizer within 30 business days from the date of the draw.
For more information please visit the link “Golden Chance” promotional lottery
Golden Gifts
Order a Pawn Loan now and win the right to participate in the Qızıl Şans
The loan is provided for a maximum period of 36 months, with a commission of 1-3%. AAIR (Actual annual interest rate): min. 24.96% - max. 39.9%. Annual interest rate: min. 18%, max. 28%.
© 2025 «AccessBank» CJSC. All rights reserved. The bank operates based on license No. 245 issued by the Central Bank of the Republic of Azerbaijan on October 25, 2002 at the address of 3 Tbilisi avenue, Yasamal district, Baku city.