Are your tasks left unfinished? Are you looking for a suitable offer to get a loan?
Take advantage of our cash loan offers with favorable terms! Apply now and take the opportunity to get a loan.
* When analyzing customer data, the bank may require additional documents, and the terms of crediting may be amended accordingly. You can also print your help using the E-Government portal (www.e-gov.az) in the branches of AccessBank.
Approximate plan of repayment of the loan in the amount of 1 000 AZN with the condition of payment once a month for 12 months:
| Term | Monthly repayment |
| 1-st month | 88 AZN |
| 2-nd month | 88 AZN |
| 3-rd month | 88 AZN |
| 4-th month | 88 AZN |
| 5-th month | 88 AZN |
| 6-th month | 88 AZN |
| 7-th month | 88 AZN |
| 8-th month | 88 AZN |
| 9-th month | 88 AZN |
| 10-th month | 88 AZN |
| 11-th month | 88 AZN |
| 12-th month | 88,29 AZN |
| 1000 AZN + 56,29 AZN = 1056,29 AZN | |
* When analyzing customer data, the bank may require additional documents, and the terms of crediting may be amended accordingly. You can also print your help using the E-Government portal (www.e-gov.az) in the branches of AccessBank.
| In ATMs of AccessBank | min. 2 AZN/USD/EUR | max. 2% |
| In ATMs of banks-residents | min. 2 AZN/USD/EUR | max. 2% |
| In ATMs of non-resident banks | min. 3 AZN/USD/EUR | max. 3% |
| Cash transactions via AccessBank Branch | min. 2 AZN/USD/EUR | max. 2% |
| Cash transactions via banks-residents branches | min. 2 AZN/USD/EUR | max. 2% |
| Cash transactions via non-resident banks branches | min. 3 AZN/USD/EUR | max. 3% |
The loan amount and all accrued interest should not exceed 65% of the market value of the real estate used as collateral.
Approximate plan of repayment of the loan in the amount of 1 000 AZN with the condition of payment once a month for 12 months:
| Term | Monthly repayment |
| 1-st month | 96 AZN |
| 2-nd month |
96 AZN |
| 3-rd month |
96 AZN |
| 4-th month |
96 AZN |
| 5-th month |
96 AZN |
| 6-th month |
96 AZN |
| 7-th month |
96 AZN |
| 8-th month |
96 AZN |
| 9-th month |
96 AZN |
| 10-th month |
96 AZN |
| 11-th month |
96 AZN |
| 12-th month |
99.81 AZN |
| 1000 AZN + 155.81 AZN = 1155.81 AZN | |
The loan application is considered in accordance with the requirements set by the Bank, such as the minimum salary level and the client's work experience.
© 2025 «AccessBank» CJSC. All rights reserved. The bank operates based on license No. 245 issued by the Central Bank of the Republic of Azerbaijan on October 25, 2002 at the address of 3 Tbilisi avenue, Yasamal district, Baku city.
Simplify the process with an online loan application. credit calculator allows you to easily calculate your monthly payment and annual interest rate. Getting a loan has never been this easy. The favorable loan terms will be just what you need! Apply now and our representatives will contact you shortly. AccessBank is one of the banks offering the most competitive loan rates in the market, always considering customer convenience.
Read more ...
If you find yourself in need of cash, what should you do? Of course, you should apply for a loan from a trusted bank with favorable terms. Getting a loan from AccessBank tailored to your budget is very convenient! Our bank will help you obtain any type of consumer loan. Thousands of customers have already met their urgent financial needs through AccessBank, a reliable partner. The fact that many are returning customers is no coincidence. Once they experience our convenience, they come back for more banking services. All conditions at AccessBank are accessible, which is why the bank has earned customer trust for its loan and other services.
Calculating monthly payments is easy. On our official website, you can use the
online credit calculator
to determine your monthly payments based on the loan amount and term. This saves your time and eliminates the need to wait in line at a branch. The loan disbursement process is fast, and the number of required documents is minimal. If you have official income or receive a pension, and you urgently need money, AccessBank is the most suitable option.
No time to visit the bank or wait in line? You can now get a loan without visiting a branch! It's the era of online applications. Without visiting or calling, you can easily apply for a loan via AccessBank’s website or mobile app. Use the loan calculator to estimate your payments in advance and plan wisely.
Banks offer various cash loan options for those seeking financing. You can choose from consumer loans, business loans , and mortgage loans. To find the most suitable option, compare interest rates and conditions offered by banks. Applications can be made online through the bank’s official website or in person at a branch. After submitting the required documents, the loan amount will be transferred to your account upon approval. Be sure to consider monthly payments and repayment terms when applying. Carefully review all conditions to benefit from comfortable and profitable terms.
You can get fully online loans without visiting the bank. AccessBank’s online loan application process is completely digital — from submission to analysis and receiving the funds. Through our mobile app "myAccess", you can specify the loan amount and necessary details to request a consumer loan. After answering a few automated questions and signing the documents, your funds will be transferred directly to your card at favorable rates. Don’t have an active card yet? No worries — we will deliver a card with the funds loaded directly to your address free of charge.
Plans interrupted? Searching for a suitable offer? We have exclusive consumer loan offers for you! Complete your unfinished plans with a personalized loan. You can get up to 40,000 AZN repayable in up to 48 months. Need cash urgently? A cash loan is here to help!
Getting a loan is now easier than ever. Use AccessBank’s loan calculator to calculate your monthly and annual interest. The online application feature makes the process even simpler. Apply now and our team will contact you as soon as possible.
Have a business idea you want to realize? Get funding under favorable conditions and bring your vision to life even faster. AccessBank offers competitive rates for entrepreneurs. You can now apply for a business loan without visiting a branch. Thanks to our website and mobile app, applying for a business loan is very convenient. Grow your business, increase turnover, purchase assets, or meet transportation needs using AccessBank’s business loan products. Choose the loan type you need and apply online. Our specialists will analyze your ability to repay and the growth prospects of your business before allocating the funds.
Need a large amount of cash? Our bank offers real estate-secured loans at favorable rates. You can get up to 70,000 AZN secured by real estate. The approval process is quick and efficient. If you need significant funding for large goals, this loan product offers great opportunities.
If you have a deposit at our bank, you can apply for this loan type. With a deposit secured loan, you can borrow up to 90% of your deposit. Enjoy both income from your savings and favorable loan conditions. Whether for travel, shopping, or home improvements — achieve your goals easily with a deposit secured loan.
If you're looking to own an apartment through monthly installments, AccessBank’s mortgage loan is the right solution. Our mortgage product allows you to purchase a home under favorable conditions. Benefits include: