About the card

Dear customer, welcome to the myCard world of AccessBank!

Let success accompany you with your myCard Business!card! With the international experience and individual approach, your business will grow even more. Thinking of you, for the first time we applied the product "myCard Business" on the premium card. Free concierge service and free access to Airport Business Lounges are additional benefits of myCard Business.


Regardless of the amount, additional profit to the positive balance on the card account
SMS notification of card transactions - free of charge
Replacing the PIN code of your card with any memorable code of your choice - free of charge
Cashback up to 20% for payments in partner networks
Flight delay and baggage insurance
24×7 assistant service for any questions
Access to the Lounge halls at the airport
24×7 easy management of cash withdrawal limits via myAccess mobile application


Main Cashback up to 30%
Replacing PIN free of charge
SMS notification service free of charge
Tax on cash withdrawals 1%
Cashing out at ATMs 0.5% - min 2 AZN
Conversion 1.5%
Price 20 AZN
Services myAccess free of charge
AccessQazanc service free of charge
Concierge service free of charge
Use of the VIP zone at the airport twice a year free of charge, 30 USD for each subsequent use*

* Free access to Lounge Key halls twice for Visa cards, unlimited access to MasterCard Business Lounge halls for MasterCard cards

myAccess - makes life easier

Manage any type of your bank operations more easily with myAccess. Always with you, regardless of place and time!

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SMS Banking

SMS banking allows cardholders to receive information about the status of card accounts via SMS. In any movement of funds in the account, the client receives an SMS-notification to the mobile phone about the transaction (purchase of the card, withdrawal of cash, etc.)

Term Commission
1 month Free
1 year Free

3D Secure

3d Secure is an advanced technology that allows you to avoid fraud when using payment cards on the Internet. The bank verifies the authenticity of the card and the identity of its owner in real time — that is why a high level of protection is achieved.

Security of transactions is ensured by the mandatory entry of the cardholder with a one-time password, which is automatically sent by the bank as an SMS message to the mobile phone.

Cardholder receives the password directly at the moment of operation, and it can be used only once. Even knowing all the details of the card, fraudsters will not be able to make an online payment on the card connected to the service on the site supporting this technology, as the SMS will come only to the mobile phone number cardholder.

The service is free of charge.

Cash by Code

"Cash by Code" is a fast, convenient and safe transfer of funds via ATM at any time of day, to a person who does not have a bank card. In order to use this service to the sender of funds it is necessary to insert the card in the ATM, choose the ATM menu "cash by Code", then the sender must enter the amount of transfer and mobile phone number of the recipient of funds.

The system generates a 10-digits code in two parts. The first part of the code (the first five digits) is sent as an SMS message to the mobile phone number of the recipient of the transfer, and the second part of the code (the last five digits) is printed as a cheque and remains with the sender. The sender must inform the recipient of the transfer the code specified in the cheque. To receive cash, the recipient must approach the ATM and enter both parts of the code sequentially (the first part comes by SMS-message and the 2nd part informs the sender).

Operation Price
The amount of transfer to the ATMs of AccessBank
from 5 AZN to 200 AZN (without restrictions on the number of transactions during the day).
Transfer fee (from sender)
min 1 AZN-max 1%
Fee for cash withdrawal 0%

Card to Card

By card-to-card service you can quickly and conveniently transfer money from one card to another both inside AccessBank and on cards of all banks-participants of Millicart network. The funds transferred by you will reach the addressee within 30 minutes.

The amount of funds transferred by means of "card to card" is not limited.

"Card-to-Card" operation is carried out as follows:
  • Insert the card into the ATM, enter the PIN code
  • Select the "card-to-card" function, enter the card number of the addressee
  • Enter the expiration date of the card and the amount of funds transferred
  • When the transaction is completed, a check is issued.
The main advantages of "Card-to-Card" service::
  • Money transfer can be carried out 7 days a week, 24 hours a day;
  • This service is faster and more profitable than the services of urgent money transfers;
  • Within 30 minutes the money is transferred to the card account;
  • The amount of funds is not limited;
  • There is no need to come to the bank to transfer money.
Service rates
Sender card type Recipient's card type
Salary Card Debet Card Credit Card Millikart
Salary Card X 0
Debet Card X 0.5% (min. 1 AZN/USD/EUR)
Credit Card X 1% (min. 1 AZN/USD/EUR)

* Commission is charged from the sender

PIN change

This service allows you to change the pin-code of the payment card by ATM. PIN Change Service can be carried out at any time during the day.

This service is available only in ATMs and AccessBank cards..

The PIN Change operation is performed in the following way:
  • It is necessary to insert the card into the ATM and enter the pin-code;
  • To select the "PIN Change" function on the ATM monitor;
  • Enter a new pin-code;
  • To confirm the new pin-code;
  • The following operation is performed to change the PIN-code.
The main advantages of "Card-to-Card" service:
  • Money transfer can be carried out 7 days a week, 24 hours a day;
  • This service is faster and more profitable than the services of urgent money transfers;
  • Within 30 minutes the money is transferred to the card account;
  • The amount of funds is not limited;
  • There is no need to come to the bank to transfer money.

The cost of the service - 1 AZN.

Concierge Service

Find the necessary information:
  • addresses and phone numbers of various entities: shops, hospitals, etc.
  • information about various events, festivals and exhibitions
  • flight, train and bus schedules
Daily tasks tracking
  • reminders: birthdays, medical appointments, etc.
  • reservations at restaurants & cafes
  • purchase of food, flowers, medicines
  • search for relevant goods and services
  • "alarm clock" service
Travel arrangements
  • apartments and cars rent
  • help with the return of lost luggage
  • travel planning, etc.
To join VisaConcierge service:
  • Search for VisaConcierge bot in Telegram
  • Press the START button
  • Press the SIGN UP button
  • Press the SEND PHONE NUMBER button
  • Enter the code that you see in SMS
  • Confirm your country and select the language
  • Choose the relevant application form
  • Confirm familiarization with the instructions
To join MasterCard Concierge service:
  • Search for Konsierge Lite bot in Telegram
  • Press the START button
  • Choose the language and follow the link
  • Enter your mobile phone number in the opened window
  • Enter the first 6 digits of the bank card number and your name
  • Enter the code that you see in SMS

Lounge Key

  • Owner of "myCard" card has access to business lounges in the most airports of the world. As of today, there are around thousand locations in the list of business lounges.
  • Lounge Key is the perfect place for an in-flight break. This service is especially useful in case of a flight delay/cancellation or long waiting time. For each visit to the lounge the certain amount of money will be debited from your bank account. If the cardholder brings an additional guest to the lounge, the entrance ticket will be paid for each of them. The cost of one visit is 32 dollars.
  • To visit the “Lounge Key” lounge, a cardholder should present own "myCard".
  • Detailed information is available here:

Travel Insurance

myCard holder is provided with international travel insurance.
The insurance is valid only if the trip payment has been made with myCard.
Insurance payments are being paid in the following cases:

For Visa myCard Standard/Premium/Junior/Business
  • Flight delay/cancellation/missing
  • Delay/loss of baggage
  • Damage of personal belongings damage of goods, purchased during the travel
For Visa myCard Lux
  • Trip cancellation/rescheduling
  • Vehicle theft
  • Medical costs
  • Personal property and funds
  • Travel accidents

You can get the full list of insurance cases, as well as an insurance certificate for submission to embassy for obtaining a visa, by contacting the Bank's Contact Center, the concierge service or using the following link (only for myCard cards):
Region: Eastern Europe and Central Asia
Card type: Visa Platinum / Infinite
Access code: Aspire2016

In case of insurance case, the client must contact the insurance company through the concierge service, international support numbers or e-mail.

+380444993975, +74959376453, +442087628373
[email protected]