ALDA loans
The loans of this type are disbursed for the purpose of development of agriculture with 7% per annum in the expense of the Agro Loans and Development Agency. Besides, there are loans for acquisition of agricultural equipment and machinery as well as pure-bred animals. Thus, the entrepreneur prepays 20% of the cost of the agricultural machinery and, the state provides 40% subsidy (grant) and, the rest amount is disbursed by bank as an interest-free loan. For buying a pure-bred animal the prepayment amount is 25% of its cost, the state provides 60% subsidy (grant) and, the rest amount is disbursed by bank as a loan with 7% per annum.