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SIF loans

Concessional loans with state support

What are SIF loans?

Concessional loans offered by AccessBank with the support of the Entrepreneurship Development Fund will help you expand and grow your business. Hurry up to take advantage of offers up to 10,000,000 AZN and from 5% per annum!

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Amount
Term
Grace period

Monthly payment

SIF credit products

Concessional loan (cash loan)

Up to  3 000 000
  • Annual interest rate up to 5%
  • Duration up to 60 months
Concessional loan (cash loan) Order
  • Annual interest rate up to 5%
  • Duration up to 60 months

The grace period may cover the first 1/2 period of the loan.

  • From 5,000 to 50,000 AZN - small loans (up to 3 years);
  • From 50 001 to 1 000 000 AZN - medium-sized loans (up to 5 years);
  • From 1,000,001 to 10,000,000 AZN - large loans (up to 10 years).

The grace period may cover the first 1/2 period of the loan. During the grace period, businesses pay only interest debts, and do not make any payments on the principal debt.

Guaranteed loans

Up to  3 000 000
  • Annual interest rate up to 15%
  • Duration up to 36 months
Guaranteed loans Order
  • Annual interest rate up to 15% (up to 50% is subsidized by the state)
  • Up to 36 months

The loan guarantee ratio for a loan with a grace period of up to 12 months should not exceed 60 percent.

  • the annual interest rate of the loan should not exceed 15% (up to 50% is subsidized by the state);
  • loan term should not exceed 3 (three) years;
  • loan grace period should not exceed 12 (twelve) months;
  • The loan-to-loan ratio should not exceed 60 percent.

Equipment loan

Up to  3 000 000
  • Annual interest rate up to 9%
  • Duration up to 60 months
Equipment loan Order
  • Annual interest rate up to 9%
  • Duration up to 60 months
  • From 5,000 to 3,000,000 AZN (up to 5 years); grace period: up to 12 months

Concessional loan (equipment loan)

Up to  10 000 000
  • Annual interest rate up to 5%
  • Duration up to 120 months
Concessional loan (equipment loan) Order
  • annual interest rate up to 5%
  • Duration up to 120 months

The grace period may cover the first 1/2 period of the loan.

  • From 5,000 to 50,000 AZN - small loans (up to 3 years);
  • From 50 001 to 1 000 000 AZN - medium-sized loans (up to 5 years);
  • From 1,000,001 to 10,000,000 AZN - large loans (up to 10 years).

The grace period may cover the first 1/2 period of the loan. During the grace period, businesses pay only interest debts, and do not make any payments on the principal debt.

Required documents

  • ID cards
  • TPIN
  • Ownership or lease document for the place of activity

How can I order a loan?

Use methods that are convenient for you
Order online

Apply for a loan online and get a call from us as soon as possible.

Go to the query
Branches

We are at your service with 28 branches across the country. Book your turn in advance and approach at a time that suits you. We will be glad to see you!

Branch near you

Why AccessBank?

Microfinancing leader
Simple loan formalization
Additional financial support
Special offers
Possibility of lending by financial funds
International experience

Order your loan online now!