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Annual interest rate
Duration (months) Standard annual rate Interest rate by campaign (from 04/03/2023, applies only to deposits opened within the campaign on the terms of this campaign) For deposits opened with the “Automatic recovery” prolongation option before 03/09/2023 Since the activation of “Automatic recovery” prolongation*
Interest monthly payment Interest payment at the end of term Interest monthly payment Interest payment at the end of term Interest monthly payment Interest payment at the end of term
6 6.5% 7% 6.5% 7% 3% 4%
12 8.5% 9% 10.5% 10.7% 6% 6.5%
18 9.5% 10% 10.7% 11% 6.5% 7%
24 9.5% 10% 10.8% 11% 6.5% 7%
Duration (months) Standard annual rate Interest rate by campaign (from 03/02/2023, applies only to deposits opened within the campaign on the terms of this campaign) For deposits opened with the “Automatic recovery” prolongation option before 03/09/2023 Since the activation of “Automatic recovery” prolongation**
Interest monthly payment Interest payment at the end of term Interest monthly payment Interest payment at the end of term Interest monthly payment Interest payment at the end of term
6 0.2% 0.5% 0.5% 0.7% 0.1% 0.3%
12 1.2% 1.5% 2.5 - 3.5%* 2.5 - 4%* 0.5% 1%
18 1.4% 1.7% 2.5 - 3.5%* 2.5 - 4%* 0.5% 1%
24 1.4% 1.7% 2.5 - 3.5%* 2.5 - 4%* 0.5% 1%

* - Note: For deposits opened on the terms of "Automatic recovery" prolongation until 03/09/2023, at the time of activation of "Automatic recovery", the annual interest rate provided for this type of deposits in the Table No. 1 and interest on the deposit with the moment of prolongation are calculated based on the annual interest rate.

* - Note: Deposits opened with marked interest rates are not considered protected deposits and are not insured by the Deposit Insurance Fund. The above mentioned interest rates apply to customers who deposit the amount less or equal 100,000 USD. The interest rate on deposits above this amount is considered individually with each customer.
** - Note: For deposits opened on the terms of "Automatic recovery" prolongation until 03/09/2023, at the time of activation of "Automatic recovery", the annual interest rate provided for this type of deposits and interest on the deposit with the moment of prolongation are calculated based on the annual interest rate.

  • Deposit currency: Manat, US dollars
  • Minimum initial deposit: 50 Manat / USD
  • Deposit term: for manats - from 6 to 24 months, for US dollars - from 6 to 24 months
  • Maximum interest rate: AZN - 11%; USD - 4%
  • Payment of interest: at the request of the client - monthly or at the end of the period
  • The promotion applies to customers who place a new deposit amount in Azerbaijani manat and US Dollars
  • The promotion does not apply to the accounts of customers whose deposits have been extended
  • Deposits opened during the first month after the date of payment or crediting to the current account are not considered new.

During automatic renewal of term deposits of existing clients with deposits in manats, the following interest rates are applied to these deposits: :

  • The interest rate on time deposits opened for a period of 1 to 9 months with automatic extension of a term deposit will be set in accordance with the current interest rate on time deposits opened for a six-month period..
  • The interest rate on term deposits opened for a period of 9 to 12 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for twelve months.
  • The interest rate on term deposits opened for a period of 13 to 18 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for a twelve month period.
  • The interest rate on term deposits opened for a period of 19 to 24 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for an eighteen month term.

During the automatic renewal of term deposits of existing customers with US dollar deposits, the following interest rates are applied to these deposits:

  • The interest rate on time deposits opened for a period of 1 to 9 months with automatic extension of a term deposit will be set in accordance with the current interest rate on time deposits opened for a six-month period..
  • The interest rate on term deposits opened for a period of 9 to 12 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for twelve months.
  • The interest rate on term deposits opened for a period of 13 to 18 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for a twelve month period.
  • The interest rate on term deposits opened for a period of 19 to 24 months with automatic extension of a term deposit will be set in accordance with the current interest rate on term deposits opened for an eighteen month term.
Term deposit